Explore mortgage options with Professional Mortgage Source LLC

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At Professional Mortgage Source LLC, we have over 100 years of combined experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Get a 1% Real Estate Commission Rebate if you use one of our preferred Agents! 

Ask about our "No Closing cost" loans!
No Cost Refinance and No Cost Purchase!
We are a family owned neighborhood lender!

An excited family works together to move into their new home

Homebuyers

See how much you qualify for in today's market.

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Today's Rates

See if the time is right for you to purchase or refinance.

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Refinance

We can help you lower your rate or take cash out.

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Loan Programs

Learn about different types of home loans.

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Your top mortgage questions, answered

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.

What our clients are saying

  • Had a great experience with Chae and his team. He was very communicative and worked to get me the best rates even in a tough rate environment. Closing went without... read more

    Jaclyn Fu Avatar Jaclyn F.

    Super responsive and best customer service around. Can’t beat low rate and fees that we got!

    Anthony Cosentino Avatar Anthony C.

    Chae and team were super fast and responsive and got us a great rate. They took a lot of stress out of the homebuying process, especially considering we needed to... read more

    Briana Lee Avatar Briana L.
  • “Excellent, professional, great fees and easy to work with. Chae and his associate Alex are amazing, extremely responsive and super helpful. This is why we are repeat... read more

    Jeannette H Avatar Jeannette H.

    Did a great job with a pair of refinance loans. efficient/effective

    J Pere Avatar J P.

    As a first-time home buyer, I have been looking to purchase a home during the start of the pandemic. Chae Bae from Professional Mortgage Source was recommended by a co-worker... read more

    Anh Nguyen Avatar Anh N.
  • I had the greatest experience working with Chae as a veteran using the VA loan to purchase a new home while transferring out of the military. Not only did he beat... read more

    Jacob Cummins Avatar Jacob C.

    Recently closed on a place with Professional Mortgage Source LLC - worked with Chae Bae, he was an excellent. I can not begin to tell you how easy this process... read more

    Patrick Tam Avatar Patrick T.

    This was the fastest refi I have ever done. He provided all the options in worksheets so we could determine are best option. The biggest thing, he provided the lowest... read more

    Dorien Garcia Avatar Dorien G.
  • I had an excellent experience working with Chae! He was incredibly fast in responding and processing everything, and his communication throughout the entire process was top-notch. The fees were super... read more

    jerick san mateo Avatar jerick s.

    Chae was the best! He was so willing to go the extra mile to help us refinance. He was informative and so helpful throughout the entire process.

    Marie Yeary Avatar Marie Y.

    Chae/Shannon/Alex, checked the account this morning and everything is where it should be. It's never simple with my files, but thank you for getting this across the finish line.... read more

    Thuan Tran Avatar Thuan T.
  • Chae was the BEST!!! He just helped me refinance my home loan since i wasn't able to get the best rates possible from the fast escrow window before. He... read more

    Albert Rios Avatar Albert R.

    In the midst of COVID and low interest rates, everyone has been scrambling to get their homes refinanced; including me. Despite people advising me to keep the research to about... read more

    Jeff Fastovsky Avatar Jeff F.

    Chae H. Bae just helped us to finance the purchase of a home. He is very knowledgeable, and helpful every step of the way. He is very responsible... read more

    Wendy Su Avatar Wendy S.